Why Choose Us?
We provide you with better service, better options, better pricing, and make the process MUCH easier for you compared to what you would experience working directly with retail lender!
One TOTAL cost up front
We show one TOTAL cost up front, including any 3rd party fees ... not just the "lender fees". Also, excess lender-paid compensation automatically paid to us on some larger loans are refunded back to you. This could be thousands of $$ in savings vs. most other brokers or lenders that will not do this!
Experience with many Wholesale Lender
As a broker with decades of experience with many wholesale lenders, we can help you avoid potential frustration and wasted effort going to just one direct lender
We act in YOUR best interest
We act in YOUR best interest ... NOT the direct lender’s interest. Should issues arise such as unreasonable underwriting conditions or a low appraisal by the lenders appraiser, we can switch wholesale lenders for you and save you from having to start all over
It is very important WHO is working on your loan.
If your employment, income, credit, or home value does not exactly fit into the best program’s guidelines, then you may need the intelligent foresight and problem solving ability of an experienced broker to avoid problems and to make your loan qualify for the best program. This can mean several thousands of $$ of savings and avoided hassles!
Experience will be on your side.
At Presley Financial, the Broker with 25+ years of experience would directly handle your loan from beginning to end, rather than having your loan thrown into a processing pool at a high volume direct lender, we personally handle everything on a smaller number of loans, thereby insulating you from unnecessary "canned" conditions, documentation requests, frustration, and delay.
Convenient For You
Communicate how and when the time is convenient for you... available evenings and weekends. With us you have one contact directly with the broker, versus an assigned employee in a loan processing center.
We would appreciate the opportunity to earn your business!
The Principles We Live By Are......Always Be Honest..... Always Honor Our Word.......Always Do What Is Right